April 13, 2025 - 19:39

Stark State College professor Roy Baker Jr. emphasizes the critical need for financial literacy in today's society. As financial complexities grow, understanding money management becomes increasingly essential for individuals of all ages. Baker argues that many people struggle with financial concepts due to a lack of education and exposure.
He points out that traditional education often overlooks personal finance topics, leaving students unprepared for real-world financial challenges. Without a solid foundation in financial literacy, individuals may find themselves making poor financial decisions, such as falling into debt or failing to save for emergencies.
Baker advocates for integrating financial education into school curriculums to better equip future generations. By teaching students about budgeting, investing, and managing credit, educators can empower them to take control of their financial futures. The professor believes that fostering financial literacy is not just beneficial for individuals, but it also contributes to the overall economic health of communities.